Britain is living in a "post-punctuation world", academics have warned, with the Bank of England named as the latest major institution to ignore the correct use of the English language.

The Bank has been accused of "dumbing down" after choosing to remove punctuation from a quote by Sir Winston Churchill printed on its new £5 notes.

In its concept image for the new polymer £5 notes the Bank correctly included double quotation marks around the former prime minister's famous saying: "I have nothing to offer but blood, toil,tears and sweat."

However, it has emerged that it quietly dropped them from the final design, something it is understood has attracted complaints from keen-eyed members of the public.

The National Literacy Trust has backed their cause advising that the quote is grammatically incorrect in its current state appearing without a full stop or quotation marks.

Prof Alan Smithers, head of the centre for education and employment research at the University of Buckingham, said: "We are living in a post-punctuation world created by big institutions.Some people may dismiss omissions as pedantry, but they have lost sight of the fact that precision of expression reflects precision of thought."

Speaking about the £5 notes a spokeswoman for the Trust, which aims to improve literacy levels in the UK, said: "If you are referencing a quotation word-for-word, use double quotation marksat the start and end of the quoted section. Place full stops and commas inside the quotation marks for a complete quoted sentence."

Last night critics suggested the note's designers had sacrificed "correct" punctuation for the sake of creating an aesthetically pleasing design. A spokesman at the Bank declined tocomment.

New polymer £5 notes were introduced in October last year and there are now around 400 million in circulation.

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The new £5 note has a major grammar blunder...But have you spotted it?(www.telegraph.co.uk/news/2017/04/27/new-5-note-has-major-grammar-blunderbut-have-spotted/)